Terms of Service

These Terms of Service (“Terms”) govern your use of Havencrest Finance (the “System”). By accessing or using the System, you agree to be bound by these Terms.

1. Use of the System

The System is provided to help you view and manage your loans, repayments, and related information. You agree to use the System only for lawful purposes and in accordance with the rules of the institution operating this platform.

2. Access Credentials

You are responsible for maintaining the confidentiality of your login details (such as your mobile number and PIN) and for all activities that occur under your account. The institution may block or suspend access if misuse or suspicious activity is detected.

3. Loan Information

Loan balances, schedules, and statements shown in the System are provided for convenience. In case of discrepancies, the official records of the institution operating the System will prevail.

4. Availability and Changes

The System may be temporarily unavailable due to maintenance, upgrades, or technical issues. Features and content may change or be updated without prior notice.

5. Limitation of Liability

The System is provided “as is” without any warranty. To the extent permitted by law, the institution operating the System is not liable for any losses arising from interruptions, inaccuracies, or unauthorized access related to your use of the platform.

6. Changes to These Terms

These Terms may be updated periodically. Continued use of the System after changes are published will be treated as acceptance of the updated Terms.

7. Contact

For questions about these Terms of Service, please contact the system owner or administrator using the support details provided by your institution.